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J&K Bank Probationary Officer & Banking Associate Recruitment 2026

Post Date : 11 November 2026

Jammu & Kashmir Bank Ltd. (J&K Bank), Srinagar, has announced 1,397 vacancies for Probationary Officer and Banking Associate in the UT of J&K and UT of Ladakh. Candidates with a Graduate degree in any discipline are eligible. The age limit is 20 to 30 years as on 01 January 2026 (with category-wise relaxation). Applications are open online from 07 November 2026 to 26 November 2026. Selection will be through a Preliminary exam, Mains exam and Interview for Probationary Officer, and a single online examination for Banking Associate. Only domiciles of the UT of J&K or UT of Ladakh can apply for the respective vacancies. All dates, fees, vacancy details and links for the J&K Bank PO & Banking Associate Recruitment 2026 are given below. (Advt No: JKB/HR/Rectt/2026-492)

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RECRUITMENT TIMELINE
NotificationReleased on 07 November 2026
Admit Card ReleasedNot Announced Yet
Result DeclaredNot Announced Yet
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Notification Released
07 November 2026
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Apply Start Date
07 November 2026
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Apply Last Date
26 November 2026
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Fee Last Date
26 November 2026
📅Important Dates
•Apply Start Date: 07 November 2026
•Apply Last Date: 26 November 2026
•Last Date for Fee Payment: 26 November 2026
•Preliminary Exam (PO): To be notified
•Mains Exam (PO): To be notified
•Online Examination (Banking Associate): To be notified
•Interview (PO): To be notified
💰Application Fee
•Probationary Officer: General / all others: ₹1,200 (excluding GST)
•Probationary Officer: SC / ST / SEBC / PwBD: ₹1,000 (excluding GST)
•Banking Associate: General / all others: ₹800 (excluding GST)
•Banking Associate: SC / ST / SEBC / PwBD / ESM: ₹600 (excluding GST)
•Payment Mode: Online (Debit Card, Credit Card, Internet Banking, IMPS, Cash Cards / Mobile Wallets)
🎓Eligibility
Qualification
•Probationary Officer / Banking Associate: • Graduate in any discipline from a UGC / Central Govt recognised university, as on the last date of registration. • Valid domicile of the UT of J&K (for J&K posts) or the UT of Ladakh (for Ladakh posts). • Graduation percentage must be entered in the online application.
Age
•Minimum: 20, Maximum: 30 (as on 01 January 2026)
•Age relaxation: Age is counted as on 01 January 2026 (born between 01 January 1996 and 01 January 2006, both dates inclusive). J&K posts: SC / ST 5 years; OBC, residents of areas adjoining the Line of Actual Control / International Border and residents of Backward Areas 3 years; PwD 10 years; EWS nil. Ladakh posts: SC / ST 5 years; residents of areas adjoining the Line of Actual Control (SEBC) 5 years; PwBD 10 years; EWS nil. Banking Associate ex-servicemen, J&K: service rendered in the Armed Forces plus an additional 3 years, subject to a maximum of 48 years. Banking Associate ex-servicemen, Ladakh: actual military service is deducted from age, and if the result is not more than 3 years above the post's maximum age they meet the age condition, with a maximum cap of 48 years. Probationary Officer, UT of Ladakh: a one-time additional 5 years for all candidates including General (GAD Order No. 280-LA(GAD) of 2025 dated 30 June 2025), with the maximum age not above 56 years. Banking Associate: 1 extra year for J&K Bank apprentices who completed the apprenticeship.
💵Salary / Pay Scale
Probationary Officer: Rs 48,480 starting basic pay (JMGS-I) plus perks. Banking Associate: Rs 24,050 starting basic pay plus perks.
VACANCY DETAILS
Total Posts
1397
Zone / Unit Wise Vacancy
PostUTTotal Vacancies
Probationary OfficerUT of J&K323
Probationary OfficerUT of Ladakh20
Banking AssociateUT of J&K1033
Banking AssociateUT of Ladakh21
ℹ️• Vacancies of the UT of J&K and the UT of Ladakh are filled only by domiciles of the respective UT. • The notices print the total vacancies only, with no category-wise split.
MODE OF SELECTION

This recruitment has 4 selection stages, in the order shown below.

1Probationary Officer: Preliminary online exam (qualifying; 10 times the vacancies shortlisted for Mains)→
2Probationary Officer: Mains online exam (objective and descriptive)→
3Probationary Officer: Interview (100 marks); final merit from Mains and Interview in the ratio 80:20→
4Banking Associate: single online examination only, no interview
Exam Pattern — Probationary Officer: Preliminary Exam
TestQuestionsMarksTime
English Language303020 minutes
Quantitative Aptitude353020 minutes
Reasoning Ability354020 minutes
Total10010060 minutes
ℹ️• Each test is separately timed and must be qualified. • 1/4 of the marks are deducted for each wrong answer.
DOCUMENTS REQUIRED
  • 10th certificate (marksheet / passing certificate)
  • Graduation certificate (degree / consolidated marksheet)
  • Apprenticeship completion certificate, if applicable
  • Ex-servicemen certificate, if applicable
  • Disability certificate as per Form-I, II and III, if applicable
  • Certificate of physical limitation to write (Appendix I), if applicable
HOW TO APPLY
  • 1Visit the official website jkb.bank.in and open the Careers tab to read the detailed notice of your post and UT.
  • 2Register online, fill in the application form and enter your graduation percentage.
  • 3Upload your photograph, signature, left thumb impression, handwritten declaration and the documents (PDF, up to 500 kb each).
  • 4Preview the form, pay the application fee online and submit.
  • 5The last date to apply and pay the fee is 26 November 2026.
IMPORTANT LINKS
FREQUENTLY ASKED QUESTIONS
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Q. What is the last date to apply for J&K Bank PO and Banking Associate 2026?

A. The last date to apply online and pay the fee is 26 November 2026.

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Q. When do applications start?

A. Online applications started on 07 November 2026.

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Q. How many vacancies are there?

A. There are 1397 vacancies in total for this recruitment, as per the official notification.

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Q. What is the age limit?

A. The age limit is 20 to 30 years as on 01 January 2026, with category-wise relaxation.

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Q. What is the educational qualification?

A. A Graduate degree in any discipline is needed, plus a valid domicile of the UT of J&K or UT of Ladakh for the respective posts.

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Q. What is the application fee?

A. Probationary Officer: ₹1,200 (₹1,000 for SC / ST / SEBC / PwBD). Banking Associate: ₹800 (₹600 for SC / ST / SEBC / PwBD / ESM). GST is extra.

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Q. What is the selection process?

A. Probationary Officer: Preliminary exam, Mains exam and Interview. Banking Associate: a single online examination only.

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Q. What is the official website?

A. Apply through the Careers tab on jkb.bank.in.

GOOD TO KNOW
  • J&K Bank issued four notices: JKB/HR/Rectt/2026-492 (PO, UT of J&K), -493 (Banking Associate, UT of J&K), -494 (PO, UT of Ladakh) and -495 (Banking Associate, UT of Ladakh).
  • Exam dates are not out yet; the notices say the dates will be notified separately and the schedule is tentative.
  • Selected candidates must serve at least 5 years in the Zone initially allotted. PO bond is Rs 2 lakh (2 years probation); Banking Associate bond is Rs 1 lakh (6 months probation, extendable by 3 months).
  • Exams are conducted by IBPS. Centres include at least three outside J&K (PO / BA, J&K) or at least four outside Ladakh (PO, Ladakh).
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Note: Please verify all details from the official notification and website before applying. This page is for reference only and is not affiliated with any government body.